Transportation

Our Transportation team can offer a range of products within our existing in-house facilities which are underwritten by Lloyd’s and non-Lloyd's Underwriters.

We pride ourselves in being able to offer fast and competitive solutions, and are fully committed in administering an efficient and professional service to accommodate your insurance requirements.

It is through the continuation and expansion of existing relations and direct access to Lloyd’s and non-Lloyd’s Underwriters that our experienced broking team is able to specialise in providing tailored insurance products with which we aim to promote growth of potential business portfolios and facilities in future.

With our investment in developing our own custom-built online platform, we have created a more efficient and productive approach to achieving this for our customers.

Coverage

Typical Open Market minimum premium for any line of coverage is USD 2,500, but lower thresholds are available on our online platform solutions. We also specialise in Binding Authority (agreements) working alongside leading transportation underwriters at Lloyd’s.

Automobile Physical Damage (Comprehensive and Collision)
Motor Truck Cargo Liability / Excess Motor Truck Cargo Liability
Dealers Open Lot Insurance
Garage Keepers Legal Liability

Automobile Physical Damage (Comprehensive and Collision)

Automobile Physical Damage (Comprehensive and Collision)

Risk Appetite:

From short haul to long haul, single unit owner-operators to large commercial fleets, all operations can be considered including high risk exposures such as coal haulers, sand/water haulers and oil-related equipment/vehicles.

Additionally, our markets can consider high-end automobiles (excluding drivers under the age of 25 / preferably over 30 years of age).

Limits

Up to USD 400,00 any one vehicle / any one combination of vehicles in respect of Commercial Vehicles. Up to USD 100,000 any one vehicle in respect of private passenger vehicles.
USD 2,500,000 any one event, catastrophe or terminal loss. Up to USD 15,000 in towing, storage and recovery limits.

Other Coverages

Non-owned trailer exposures / trailer interchange
Towing, storage and recovery

Wordings used:

NMA1650(Sections C & F)

Motor Truck Cargo Liability / Excess Motor Truck Cargo Liability

Motor Truck Cargo Liability / Excess Motor Truck Cargo Liability

Risk Appetite:

Our markets can offer coverage in respect of a broad list of commodities including refrigerated and target goods, which can be tailored to better suit your requirements and liabilities.

Household goods movers are reviewed on a case by case basis, with Underwriters generally requiring satisfactory loss and commercial trucking experience.

Our markets will not consider boat / mobile home haulers.

Limits

Up to USD 400,000 any one vehicle / any one combination of vehicles in respect of commercial vehicles.
Excess markets up to USD 20,000,000 which can sit with Lloyd’s and most domestic carriers.
Up to USD 50,000 any one truck, any one loss in respect of household goods movers / haulers.

Other Coverages

Refrigeration Breakdown
Debris Removal
Earned Freight
Trailer Interchange
Target Interest Coverage

Wordings used

Motor Truck Cargo Broad Form 15

Dealers Open Lot Insurance

Dealers Open Lot Insurance

Risk Appetite:

Whilst all risks will be reviewed on a case by case basis, our markets look to offering terms in respect of most types dealerships (new / used / standard / exotic autos), though with limits and average exposures at USD 1,000,000 or less.

Our markets are unable to consider mobile home and boat dealerships.

Limits

Up to 1,000,000 any one loss / any one location

Wordings used

LSW177

Garagekeepers Legal Liability

Garagekeepers Legal Liability

Risk Appetite:

Similarly for Garage Keepers Legal Liability submissions, all exposures will be reviewed on a case by case basis by our markets, with general preferences for risks at USD 1,000,000 in limits and average exposures or less.

A wide range of business types and operations can be considered including valets, towing services and workshops.

Our markets are unable to consider mobile home and boat workshops.

Limits

Up to USD 1,000,000 any one loss / any one location

Wordings used

LSW179

Decus Direct (Online Platform)

Decus Direct (Online Platform)

Here at Decus, we have created an online platform which will allow you to obtain real time indicators/quotes at a touch of a button, leaving you with more time to concentrate on selling, not data entry.

We have had great success within the Property Market and now have the capabilities to write Automoblie Physical Damage and Motor Truck Cargo Liability under Decus Direct.

Key Features