Commercial Property & Homeowners

At Decus Insurance Brokers we have several In-House Binding Authorities and Facilities specifically designed to assist in the efficient quoting, binding and certificate issuance for small/middle-market business.

The property team we have built at Decus has a varied experience base with an excellent underlying knowledge of several areas of property insurance. Whether it be placing a specialist facility for a portfolio of business, broking smaller accounts under one of our in-house authorities or placing large multi-state programs we have the ability to consider them all.

As well as the standard US property coverages, we have access to numerous markets with appetite in the following specialist catastrophe areas.

At Decus Insurance Brokers we are able to offer our clients a bespoke Homeowners Policy for your High Net Worth clients. We have the most success with individual properties where the standard markets have declined to provide terms.

We aim to respond within 24 hours as our facility is written 100% with the largest writer of High Value Homeowners in the Lloyd’s market and, as such, we have a single access point with them. We also aim to issue full Certificate of Insurance within 7-10 days of binding, but always within a maximum of 30 days of binding.